Fifth Season's Win-Win
Life Insurance
Line of Credit
designed to provide
immediate financial
assistance now –
while preserving surplus
policy funds for your
family later.
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- No restrictions on how you use LILOC funds
- LILOC eligibility determined solely on the basis of a qualifying medical profile and an existing life insurance policy
- No payments to repay LILOC principal or interest are made in your lifetime - and no obligation to repay on the part of any family member
- A LILOC may be up to 75% of the policy face amount and the money you receive is not taxable
- A LILOC does not jeopardize eligibility for Medicaid or other public assistance programs
- There are no employment or credit checks
- Money is available in a lump sum or in smaller increments, as you choose
- May be used with most employment-based, group or individual term life insurance policies
- All surplus funds go to your family or other beneficiary
- Experienced and compassionate LILOC counselors on call
- Our LILOC counselors are oncology nurses and cancer registrars who know intimately the challenges your cancer diagnosis is producing
- Fifth Season takes over payment of your life insurance premiums - your family's insurance protection is preserved
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